Main characteristics
- Location
- Sydney, New South Wales
- Company
- Michael Page
- Salary
- AU$75,000 - AU$95,000
- Employment type
- Permanent
- Category
- Banking & Financial Services
- Industry
- Financial Services
Job summary
About Our ClientWork for an Australian owned and independent prime commercial auto and equipment lender, known for its entrepreneurial mindset to provide brokers an alternate to bank funding. This is a well-known, high-performing organisation that is guided by a supportive management team that is focused on fostering a collaborative, efficient and dynamic workplace environment.
Due to rapid business growth, they are now opening their doors to multiple credit analysts ranging in experience to join their team on a permanent basis.
Job Description
- Conduct assessment of loans in accordance with Company Policies;
- MPS1 Credit Application and Evaluation with use of GPS5 Risk Framework as a general guideline.
- Assessment is within the analyst's own delegation or recommended up when outside to higher delegation holder.
- All applications will be processed via the Broker Portal.
- Scenarios include potential deal submissions where the sales representative is not available.
- Decisions include requests for further information/clarification and declining a deal due to incompatibility with Company Criteria.
- Includes settlements requests for asset pricing or marking off of approval conditions;
- Sales requests for deal escalations (urgent assessment) and clarification on post approval matters e.g. inspection reports, bank statement conditions.
- includes Settlement Spreadsheet Sign Off when rostered on to do so.
The Successful Applicant
- Tertiary qualification in banking, finance, commerce, economics, law or related field and/or relevant industry experience of equivalent weighting.
- Understanding of fraud detection techniques
- Good understanding of Chattel Mortgage, Commercial Hire Purchase and Finance Lease products
- Basic understanding of current legislative requirements, Corporations Act, NCCP, PPSA, AML & CTF and Privacy Act
What's on Offer
- Excellent remuneration package
- Great company culture
- Career development, training and support
- Supportive management
- Convenient location